Emerging Insurance Needs in the Renewable Energy Sector

Renewable energy projects face unique risks requiring tailored insurance solutions to ensure financial and operational stability. Tailored insurance ensures the financial resilience of renewable energy initiatives.

Key Insurance Coverages

  1. Property Insurance: Covers solar panels, wind turbines, and other equipment against physical damage like storms or theft.
  2. Weather Risk Insurance: Protects revenue from low energy generation due to insufficient sunlight or wind.
  3. Construction Insurance: Covers delays, equipment damage during transport, and cost overruns in the development phase.
  4. Performance Insurance: Protects against underperformance or failure of critical components like turbines or inverters.
  5. Liability Insurance: Covers third-party claims for property damage or injuries caused by renewable projects.
  6. Cyber Risk Insurance: Protects smart systems like wind and solar farms from cyberattacks.
  7. Environmental Liability: Covers pollution or habitat disruption risks during construction or operation.

Emerging Trends

  • Increased risks from extreme weather due to climate change.
  • Need for coverage in new technologies like offshore wind farms and energy storage systems.
  • Growing focus on decommissioning insurance for end-of-life asset disposal.

For any insurance solutions, please contact Beacon Insurance Broker Pvt Ltd at https://www.beacon.co.in/  

Insurance is a subject matter of solicitation